• Arte & Arquitectura
  • Barcos & Aeronaves
  • Negócios & Finanças
  • Carros & Motos
  • Famosos & Celebridades
  • Comics & Manga
  • Artesanato
  • Cultura & Literatura
  • Família & Educação
  • Moda
  • Comida & Vinho
  • Saúde & Forma Física
  • Casa & Jardim
  • Caça & Pesca
  • Infantil & Adolescentes
  • Luxo
  • Para Homens
  • Cinema, TV & Música
  • Notícias & Política
  • Fotografia
  • Ciência
  • Desporto
  • Tecnologia & Jogos
  • Viagens & Aventura
  • Para Mulheres
  • Adultos
Negócios & Finanças
Money Magazine

Money Magazine

February 2020

Money magazine is Australia’s longest-running, highest-selling and most-read personal finance magazine. Money magazine provides credible, independent, easy-to-understand financial advice to help its readers save money and make the most of their investments.

Rainmaker Information Pty Limited
Ler Mais
Nota Get 40% OFF with code: LOVE40 - Web purchases only
11 Edições

Nesta edição

2 minutos
worthy goals

Sometimes “aha!” moments can happen around the proverbial office water cooler. My latest one came during the requisite sharing of new year’s resolutions and a look back at the year that was. Challenged about whether resolutions are worth it, a work colleague trumped us all: one of her 2019 goals for had been to reach a certain net worth; she hit that number and is now looking at a higher target for 2020. Saving an extra $10,000 in 12 months is impressive, but projecting your net worth year on year doesn’t have to be the stuff of dreams. It’s that kind of thinking that can sustain a long-term financial plan. I used to associate any references to net worth with the ultra-wealthy, a legacy of my days doing research for the annual Rich…

3 minutos
letter of the month

Tale of two nans reveals the bigger picture I must confess that I am sometimes frustrated by the broad platter of financial material in Money magazine. Partly I suppose because I follow other material that is very much focused down a particular bent. What is the purpose of travel tips, for example? They are not going to make one wealthier. However, I had the healthy reminder of the bigger picture in Greg Hoffman’s “Rich Nan, Poor Nan” article in the September issue. I always enjoy his columns, but this was particularly sensitively written. Rich Nan was the money savvy one – and he valued her contribution to his life. Poor Nan was not money savvy, but she “invested” in other ways, putting her energies into enriching the life of her grandchildren, for…

1 minutos
what’s the first thing you order at a restaurant?

JULIA NEWBOULD Julia is Money magazine’s editor-at-large. She says: “If it’s something special it would be a nice drink to set the mood – a martini, champagne or negroni. Food-wise, it’s hard to go past fresh oysters, fish or duck, but my weakness is a side of fries. Or it just might be a good laksa.” TERRY RYDER Terry is the founder of property investment website hotspotting.com.au. He says: “A liquid refreshment – a good supply of water, then something a little more potent, usually red wine in my case, and whatever others at the table regard as their favourite. Then we can focus on the menu. Good wine and good food were made to be together.” MARCUS PADLEY In the 1980’s restaurants were simple. Posh eating meant ordering a prawn cocktail in a wine…

1 minutos
the money team

EDITORIAL Chairman & chief commentator Paul Clitheroe Editor-in-chief Michelle Baltazar (02) 8234 7500 michelle.baltazar@moneymag.com.au Managing editor Darren Snyder (02) 8234 7528 darren.snyder@moneymag.com.au Editor-at-large Julia Newbould julia.newbould@moneymag.com.au Art director Ann Loveday Designer Andrew McLagan Senior sub-editors Bob Christensen, Debbie Duncan Senior writers Susan Hely, Pam Walkley Staff writer David Thornton Online content producer Sharyn McCowen CONTRIBUTING WRITERS Jessica Amir, David Bonnici, Alexandra Cain, Alan Deans, Peter Dockrill, Nicola Field, Toby Hagon, Greg Hoffman, Roger Montgomery, Benjamin Ong, Marcus Padley, Scott Phillips, Vita Palestrant, Terry Ryder, Annette Sampson, Phil Slade, Gaurav Sodhi CONTRIBUTING ARTISTS Reg Lynch, Michele Mossop, Jim Tsinganos, John Tiedemann PHOTOGRAPHS Getty Images PRE-PRESS Peter Suchecki ADVERTISING Director – head of media sales Stephanie Antonis (02) 8234 7547 stephanie.antonis@rainmaker.com.au Senior account manager Natalie Bevilacqua (02) 8234 7531 natalie.bevilacqua@moneymag.com.au MARKETING Marketing manager Julian Clarkstone MANAGEMENT Managing director Christopher Page Executive director Alex Dunnin…

4 minutos
among all the bad news, there has been significant progress

Sitting in a smoky haze as I write my column leaves me in rather a negative funk. The deaths of people protecting their property and the brave volunteers, plus people losing their houses and livelihoods and tens of thousands of people evacuating, is depressing. The vast devastation to our country, plus the deaths of hundreds of thousands of birds and animals, adds deeply to my reflective mood. We’ve had two close friends lose their homes, one near Forster late last year and more recently one near Tumbarumba. My friend near Tumbarumba also lost part of his vineyard. The years 2019 and early 2020 have been hard for many people – and the planet. A large part of our global population has been impacted by regional wars, rapidly changing weather patterns and other…

2 minutos
adviser’s code of ethics improves protection

Taking effect from January 1, a new code of ethics for financial advisers will give clients greater protection. It includes a new, clearer definition of a sophisticated investor. Previously, “sophisticated” applied to an investor “who has had a gross annual income of $250,000 or more in each of the previous two years or has net assets of at least $2.5 million, as prescribed by the Corporations Regulations 2001”. The previous definition was considered too broad by allowing income to be a gross figure, with a grey area regarding net assets (whether they could be owned jointly or individually). Now there is also a requirement that the client has a level of financial competence. The code is issued by the Financial Adviser Standards and Ethics Authority. According to ASIC deputy chair Karen Chester, there has been…