Log and Timber Home Living

Log and Timber Home Living Annual Buyers Guide 2020

The nation’s premier log home magazine, Log Home Living encourages the dream of log home ownership. Each issue celebrates the log home lifestyle, provides practical advice, and offers photo tours of the nation’s most beautiful log homes.

United States
Active Interest Media
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8 期号


in the beginning…

Every journey begins with taking that first step. In the custom log home ownership universe, your odyssey begins with the all-important planning process. From acquiring land to securing financing to deciding what log species and shape appeals to you, these are all vital things to know at the onset. What are the specific steps toward making these decisions? We wish we could give you an exact path to follow. But the fact is that everyone’s vision of a log home varies and each decision impacts the next, so your road to log home ownership will be unique. What we can give you is the guidance you need to help you navigate these choices and stay on course. That’s exactly why the Annual Buyer’s Guide edition of Log Home Living exists. It will…

more ways to learn

For more than three decades, people have turned to Log Home Living’s Annual Buyer’s Guide to help them plan and build their log homes. But did you know we offer even more ways to get educated? Outside of these pages (whether you’re reading our print or digital editions), we offer additional resources, both live and virtual. For starters, attend one of our Log & Timber Home Shows and/or the Log & Timber University, where you can meet the people who design, manufacture and build the most amazing log homes you’ve ever seen. These traveling two- to three-day events are held across the United States and offer a rare opportunity to visit scores of industry professionals, from log home producers to furniture makers, all under one roof. Free workshops at each show…

appraising log homes

SOMETIMES THE DIFFERENCE between a fair appraisal and an unfair one is an informed appraiser. Many home appraisers, even those with years of experience, aren’t familiar with log home construction and may not know how to fairly estimate a log home’s resale value. If you find yourself in need of an appraisal, either to refinance an existing log home or to qualify for a construction loan, you’ll find helpful information in “How to Appraise Log Homes.” This free, 13-page booklet, written by log home construction expert Jim Cooper, is designed to help appraisers and lenders accurately determine the value of log and timber homes by familiarizing them with the distinguishing characteristics of these custom wood homes, including styles, construction, cost variables, market trends and points of comparison with other types…

land of plenty

1 Consider What You Love As you begin planning your log home, your hobbies should play a key role in where you build. Select a region close to the activities you like, whether it’s skiing, fishing, hunting or hiking. With your favorite pastimes as your compass, seek out conducive pieces of land, whether they’re perched atop a mountain, along the lake shore or deep within the forest. 2 Look at Emerging Markets According to a 2019 report from Forbes, North Carolina, Florida, Ohio and Minnesota rank in the top 20 hottest real estate markets. With loads of available and diverse terrain, plus proximity to national forests, large lakes, world-class fishing and golf courses, these areas are ideal for log home living. However, with a sizzling market can come higher price tags for property.…

getting a loan: what do you need to qualify?

Tom Coronato from Citizens Bank has helped scores of buyers secure log home loans, starting with putting together a complete picture of their current financial positions. Here’s what he says he and other lenders need to help you qualify: A 700+ credit score is ideal Two years of W2, 1099 and full 1040 (federal, not state) forms, both personal and business, plus K-1 form (if applicable) Thirty days of pay stubs or monthly pension advisements Your Social Security or pension award letter Two months of complete bank statements for accounts, including savings, checking, stocks, etc. (every page, not just the summary) Your most recent quarterly 401k statement and/or other retirement accounts A letter of explanation on any negative credit (if applicable) A mortgage statement for your current home and any…

financing: one-time or two-time close?

For years, onetime-close loans were the name of the game for construction lenders. With practical benefits such as less paperwork to financial benefits like long-term rate protection and locked-in interest rates, this type of loan is what approximately 80 percent of borrowers end up choosing. However, in the years since the housing crisis, two-time close loans have emerged as a viable alternative. How you finance your dream home depends on your individual situation. Kristina Albright, Residential Mortgage Sales Manager and Vice President of M&T Bank, shares her thoughts on the subject. “The best decision depends on the customer’s ultimate goal, so it’s important they understand their options,” says Kristina. “Two-time close loans exist primarily to reduce risk for lenders and give borrowers more flexibility (for a cost). Say you’re building a new…