If you are a parent, you have likely felt the rising pressure of school fees, stationery costs, and the growing list of school activities. While many families save for education, far fewer have a clear plan showing how much they need to put away, which options may suit them, and how rising costs could affect their goals.
The best place to start is not with a product but with a personalised financial plan. All families’ circumstances are unique.
The trick is to match the right financial solution to your goals, whether you want predictable contributions, tax-free growth, or higher long-term returns. A plan clarifies your time frame, priorities, affordability, and risk comfort before any product choice is made.
Parents should begin with the basics: their aspirations for schooling, the age…