SECURE YOUR PERSONAL DATA
Scammers routinely use false identities—and, increasingly, AI—to impersonate representatives of businesses, government agencies, and financial institutions. To foil their attempts, never give out your Social Security number or credit card or banking account numbers, log-ins, or passwords to anyone who calls, texts, or emails, unless you’re absolutely sure it’s not a scam. If you want to verify that an organization is authentic, Eden Iscil, senior public policy manager at the National Consumers League, recommends contacting it separately with a phone number you know is legitimate.
CONSIDER A CREDIT FREEZE
This prevents anyone from accessing your credit report and applying for a new line of credit or loan in your name (you’ll still be able to use your credit cards, though). Contact Equifax, Experian, and TransUnion, the…
