In 2017, Dedrick Asante-Muhammad and a team of researchers released a study with a staggering title and stunning conclusion, “The Road to Zero Wealth: How the Racial Wealth Divide Is Hollowing Out America’s Middle Class.” Should the U.S. continue its trajectory, it concluded, median Black household wealth would reach $0 by 2053. The same would happen to the median Latino household by 2073. Meanwhile, as the U.S. became a so-called minority-majority country, the median white household wealth would climb. “Oftentimes the frame is ‘Oh, we’re not where we want to be, but we’re getting there,’” says Asante-Muhammad, 50, vice president of racial economic equity, research, and workforce development at the National Community Reinvestment Coalition, a nonprofit network trying to solve America’s wealth, income, and opportunity divides. “And for 20…