Every time her phone rings, Beth McBride worries it’ll be yet another company demanding money and reminding her she is late with her payments.
Already this month, Beth is behind on her credit card, council tax, water and gas bills – and she has no idea how she will ever be able to catch up with her spiralling debt.
Beth, 30, who lives in the Wirral with her partner, Mike, 28, and her seven-year-old son, Jack, says, “I feel desperate. We’ve always lived hand to mouth with no savings, and we managed okay. But when the pandemic hit, I had to stop work as a cleaner, so my weekly income dropped immediately from around £200 to nothing. Our debts have already increased by £1,000 since March and I can only…